ObamaCare’s Ten Insurance Essentials

It used to be where a person could purchase health insurance according to his/her needs and pocketbook. No more!

ObamaCare now mandates ten broad areas that must be included in health care plans. They are:

1. Ambulatory patient services
2. Emergency services
3. Hospitalization
4. Maternity and newborn care
5. Mental health, substance use disorder services and behavioral health treatment
6. Prescription drugs
7. Rehabilitation and habilitative services and devices
8. Laboratory services
9. Preventive and wellness services and chronic disease management
10. Pediatric services, including oral and vision care

Now the problem is that when you add more coverage to a plan costs go up to pay for the extra coverage. So Obama’s claim that you can keep your insurance is truthful but what he didn’t say was you must add to your insurance plan the categories not covered by your present policy. He committed the “sin of omission.”

As a result of the mandated ten category coverage, premiums and costs are rising dramatically despite Obama’s denial. He campaigned on the idea that ObamaCare would bring costs down. If costs were declining why is it that Congress wants no part of ObamaCare? If costs were going down, why has Fed Ex, University of Virginia, Darden Enterprises, and most recently Home Depot announced they are changing their insurance plans because of the expense? Why are companies cutting back from full time employees to part-time employees? Why have state trial runs demonstrated a rise in costs? Why are doctors limiting their patients, moving out of cities, asking for retaining fees and instituting new procedures to cut their expenses due to ObamaCare?

Only the ignorant or those in denial accept what Obama claims. The evidence is overwhelming that the Affordable Care Act is anything but affordable. When it is fully implemented many will be stunned by the demands and costs of this onerous law.

Obama will try to blame the Republicans (He never accepts responsibility for his failures), but they had no say in the drafting of the law or the passage of the law. All Democrats will be stigmatized by the law they passed without reading. Hold them responsible when you vote!

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About camden41

Retired public school administrator Retired history professor: Taught Western Civilization, American Civil War, United States History, Economic History, Ancient & Medieval Foundations, American History Since 1945
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